For business
Plug protected payments into your platform.
SHLD powers the escrow behind ixprt and boost.inc. One API to hold, agree, and release, with custody carried by a licensed partner, so you can offer safe high-value payments without building a bank.
One API
Hold, agree, release.
Three calls cover the whole lifecycle of a protected payment.
Agree
Create a hold with the deal terms: parties, amount, and the conditions for release. Both sides accept the agreement through your product.
Hold
Your buyer funds the hold by wire or crypto. Funds settle into segregated custody, not into your balance and not with the seller.
Release
On two-key confirmation, funds release to the seller. Disputes route to mediation. Every state change fires a webhook back to you.
Built for platforms
Escrow as infrastructure.
One integration
A single REST API and SDK to create, fund, and release holds. No custody license to obtain and no banking stack to build.
Licensed custody
Fiat custody is carried by a licensed partner; segregated, never commingled with operating funds. You stay out of the money-transmission business.
Webhooks and ledger
Subscribe to every hold lifecycle event and reconcile against a clear, immutable ledger. Build your UI; SHLD handles the rails.
SHLD is not a bank and is not itself a licensed money transmitter. Fiat holds are custodied through a licensed partner; licensing of our own is in progress. See our compliance disclosures for the current standing.
Build protected payments into your product.
Tell us what you are building and the desk will scope an integration with you.